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Terms & Conditions

Last updated: June 2026

1. The Service

ThreadLedger (the "Service") is provided by Elizabeth Esotor ("we", "us"). By creating an account or using the Service you agree to be bound by these Terms.

2. Eligibility & accounts

You must be of legal age and, where applicable, have authority to bind your organisation. You are responsible for keeping your account credentials confidential and for all activity under your account.

3. Acceptable use

You agree not to:

  • Use the Service for unlawful, fraudulent, or harmful purposes.
  • Send spam, malware, or attempt to gain unauthorised access.
  • Infringe intellectual-property rights of others.
  • Probe, scan, scrape, or interfere with the security or integrity of the Service.

4. Intellectual property

We retain all rights, title, and interest in the Service, including software, design, and branding. You retain ownership of business data you enter; you grant us a limited licence to host and process it solely to provide the Service.

5. Payments — Merchant of Record

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

Subscription billing, taxes, payment methods, renewals, cancellations, and refunds are governed by the Paddle Buyer Terms and our Refund Policy.

6. Service availability

We aim to keep the Service available and reliable but do not guarantee uninterrupted or error-free operation. Features may change as the Service evolves.

7. Suspension & termination

We may suspend or terminate access for: material breach of these Terms, non-payment, security or fraud risk, or repeated/serious policy violations. You may cancel your subscription at any time via the customer portal.

8. Disclaimers & liability

The Service is provided "as is". To the fullest extent permitted by law we disclaim all implied warranties. Our aggregate liability is capped at the fees you paid in the 12 months preceding the claim. We are not liable for indirect, consequential, or special damages. Nothing limits liability for fraud, death, or personal injury where excluded by law.

9. Indemnity

You agree to indemnify us against claims arising from your content, your use of the Service in breach of these Terms, or your unlawful conduct.

10. Governing law

These Terms are governed by the laws of the Federal Republic of Nigeria, and disputes shall be subject to the exclusive jurisdiction of its courts.

11. Contact

Questions? Email Consultelizanuel@gmail.com.